Homeowners Insurance Companies That Cover Pitbulls
Many homeowners don t expect the cost of a policy to depend on the breed of dog they own but this does factor into the cost.
Homeowners insurance companies that cover pitbulls. But your homeowners insurance company may be tougher to convince. Pit bulls are among the most common breeds discriminated against and banned from coverage by homeowners insurance companies. When comparing pet insurance companies that cover pit bulls you ll want to check if the company covers hereditary or chronic conditions as pit bulls can develop these. The cost of homeowners insurance can be impacted by a myriad of things from crime rates to flood risk in the area.
Some insurance companies are no longer offering pit bull home insurance coverage but that doesn t mean you can t find homeowners insurance anywhere if you own a pit bull. So the owner of the dog is 100 liable for all damages. Here are some basic facts about dog ownership and homeowners insurance. While it may not seem fair insurance companies that discriminate by breed typically have a blacklist of breeds they won t cover.
According to the american veterinary association almost 40 percent of american households have a dog. Instead these companies look at an individual dog s past behavior to assess insurance risk and are considered some of the best homeowners or renters insurance companies that cover pit bulls. Fortunately for pit bull owners there are a few homeowners and renters insurance companies that don t blacklist pit bulls. Renters insurance companies for pit bull owners.
I just recently looked into what insurance companies allow pitbulls i found statefarm erie allstate and a few others have no restriction to dog breeds. We have the list of homeowners insurance companies that allows pit bulls including allstate american family insurance farmers insurance geico progressive state farm. One breed of dog that has received a lot of negative press lately in the pit bull a breed of dog commonly used in dog fighting and also a very. Pit bull owners shopping for renters insurance quotes have some extra leg work to do in order to find coverage.
Pit bulls are frequently a blacklisted breed that insurers deem too dangerous to cover or will insure only at an increased price. Rules for companies can vary by state and underwriter so you may want to call several of the best renters insurance companies to see if. May 9 2012 at 1 47 pm. That s over 48 million households with an average of 1 6 dogs per household.
All companies make their own blacklist of breeds based on what they consider high risk. No matter how harmless you know your pit bull is insurance companies may see your best friend as a liability concern. That means if you are in tn and your are bitten no homeowners insurance will cover it. Homeowners insurance policies cover damage and injuries caused by household pets but providers can deny you a policy or raise your rates based on your dog s breed.
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